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Use the advantages of RSD term deposits!

Open a term savings account and term your funds for 12 months at an annual nominal interest rate of 3.80% (EIR= 3.80%)


What if I withdraw my savings before the agreed term?

No problem - interest in case of premature cancellation will be 1.0% per annum (NIR=EIR).

 

Example of dinar term savings for the amount of RSD 100,000
Period to which the time deposit was made 12 months
Nominal interest rate, fixed annually 3.80%
Effective interest rate, fixed annually 3.80%
Interest rate amount RSD 3.800
RSD amount that the client will receive upon term expiry RSD 103.800
Indexation criteria none
Additional costs that are borne by the client and are included in calculation of the EIR none
 

Note: The example was done assuming that the money was deposited in a term deposit account on 05.02.2024, according to the interest rates indicated in the example. 

 

The amount of funds from the table that you will receive at the end of your deposit period is stated on the assumption that the funds deposited are not withdrawn by the term specified in the agreement.


If you completely withdraw your term deposit before the term or close your term deposit account, the reduced interest of 1.0% will be calculated. The mentioned interest is calculated from the moment of maturity to the moment of termination of the contract (complete premature cancellation). No taxes are charged on interest on RSD savings.


 

So how do I start saving?

 
It’s very simple! There are no additional costs for opening and maintaining a savings account, and you can open your savings account completely online. 

If you want to save in dinars, but you do not have an account with Mobi Banka – the opening process is simple, free, and fast, and you can do it wherever you are. If you already use our services, you can open your RSD term deposit account straight away through your mobile or internet application. The only thing that will be left for you to do is to wait for your interest and afford everything you have been planning to buy for a long time.


 
 

Open RSD term savings now!

 
 

You don't have a current account with Mobi Banka?

Open a current account, then start your savings.
 
Open current account
 
 

Already have a current account with Mobi Banka?


Simply open your savings account online.
 
Start with your savings
 
 
 
 

Savings offer for RSD

 

Amount

 RSD 60.000 - 100.000.000*

Currency

 RSD
Term 12 months
Annual interest rate
3.8%
Annual interest in case of complete premature cancellation (there is no possibility of partial cancellation) 1,00% 
Interest type Annual interest rate, fixed
Interest calculation method Conform method
Maturity date 12 months of the date when term deposit account was opened
Beginning of use Date when term deposit account was opened
Collaterals Mobi Banka guarantees for the invested assets on the RSD term deposit account with its total assets in accordance with the agreement
Number of products per client You can have an unlimited number of term deposit accounts

 
* The total amount of deposits per client can be RSD 100,000,000 RSD. 
 

Start your savings in EUR!

Open a term deposit account and term your funds for 12 months at an annual nominal interest rate of 2.2% (EIR 1,87%)


What if I withdraw my savings before the agreed term?

No problem - interest in case of premature cancellation will be 0.2% per annum (EIR=0.17%), there is no possibility of partial cancellation.


 

Example of EUR term savings for the amount of EUR 10,000
Period to which the time deposit was made 12 months
Nominal interest rate, fixed annually 2.2%
Effective interest rate, fixed annually 1.87%
Interest rate amount EUR 220
Tax amount (15% on income from capital) EUR 33
The amount received by the client at the end of the term (the amount of interest minus the amount of tax) EUR 10,187
Indexation criteria none
Additional costs that are borne by the client and are included in calculation of the EIR none
 

Note: The example was done assuming that the money was deposited in a term deposit account on 06 October 2023, according to the interest rates indicated in the example. A tax of 15% is charged on the interest on savings in euros and in addition to the above there are no other expenses that are to be borne by the client and that are included in EIR. 


The Bank participates in the system of compulsory deposit insurance established in the Republic of Serbia.


 
DEPOSIT INSURANCE