Transfer your salary or part of your salary in the minimum amount of RSD 20,000 to Mobi Banka and enjoy the special benefits of Progresiv+, with a monthly fee of RSD 400.

WHY BECOME A PROGRESIV PLUS USER?

Cash withdrawal at ATMs of

all banks in the country without commission.

Every ATM is yours! With Progresiv+ you can withdraw cash from any ATM at any bank in the country an unlimited number of times free of charge!

International travel insurance

As a Progresiv+ user with an active credit card, you have free Uniqa insurance for yourself and your immediate family members 30 days a year, worldwide.

A more favorable interest rate

As a Progresiv+ user, you have a more favorable interest rate on your authorized overdraft*!

*compared to Starter and Lite account users.

Favorable exchange rate and so much more

You don't have to look for exchange offices around the city, when you have a very affordable one in your pocket! With Progresiv+, you can use our app to exchange money at a favorable exchange rate*.

*compared to Starter and Lite account users.

Details regarding international travel insurance

With the Uniqa insurance package, you and your family are insured 30 days a year, anywhere in the world, in the amount of up to EUR 10,000.00. Family members, which include a spouse, de facto spouse (residing at the same address as the cardholder) and children under the age of 25, do not have to travel together with you to use the insurance. Data on other insured persons, family members, does not need to be provided to the insurance company, since the insurance is valid for them even without the submitted data.

You will receive the travel insurance policy by e-mail, after activating your credit card. You can also download the policy from Mobi Banka internet or mobile app via Self-care/My documents/Loans.

The period of validity of the insurance is indicated on the insurance policy. The policy will be automatically renewed if you have an active credit card with which the policy was issued, use the Progresiv package and receive your salary in the amount exceeding RSD 20,000.00 through an account with Mobi Banka.

Your travel insurance ceases to be valid if the credit card with which the policy was issued is canceled or you fail to make regular payments of any credit card debts due (arrears exceeding 60 days).

Note: travel insurance is only available when the credit card is issued for the first time. If your credit card with travel insurance has been canceled, issuing of a new credit card does not imply new travel insurance.

For all questions about the policy renewal or changes to the personal information in the policy, you can contact us on 063/9005 or banka@mobibanka.rs.

The policy usage

If an illness or an accident happens during your stay abroad, you should call UNIQA Help center on +381 11 36 36 955, give your personal information (JMBG or policy number), describe incurred insured case and follow the given instructions. UNIQA Center operators will refer you to the reliable health institutions - the members of UNIQA's international network.

The costs incurred due to illness or an accident, UNIQA insurance directly pays the health institution abroad.

You can contact UNIQA Help center via Viber as well - number 063/367-599.

What does the package of Uniqa travel insurance allow you?

12 months – 30 days stay for the card user and his/her spouse or common-law spouse and the children by the age of 25	Insurance sum / Insured sum
Sudden and urgent medical expenses - per harmful event/ annual limit	Maximum 10.000 EUR per harmful event / 10.000 EUR which is also the annual limit for all insured persons under the policy. If harmful event occurred during the recreational skiing, the insurer’s compensation is limited to maximum 5.000 EUR.
The costs of emergency medical transportation - per harmful event / if you organize it independently	Maximum 5.000 EUR per harmful event / 1.000 EUR if you organize it by independently
Rescuing costs - Per harmful event / annual limit	3.000 EUR / 3.000 EUR
The costs for unplanned trip of spouse and dependent children after the accident - Per harmful event	For the return of children: the amount of the one-way ticket (economy class) For the spouse: the amount of return ticket (economy class)
Daily fee for hospital stay abroad: maximum 30 days after the harmful event and in the year of insurance	25 EUR except for USA and Switzerland in which case you have to pay 50 EUR / without franchise
The costs of the mortal remains transportation – Per harmful event /if you organize it by yourself	Maximum 5.000 EUR per harmful event / 1.000 EUR if you organize it independently

If the spouse/common-law spouse and the children travel with the card’s user, the number of the days remaining in the policy is reduced on the same criteria as when the card’s user travels alone. If the spouse/common-law spouse and the children travel separately from the card’s user, the number of the remaining days covered by policy is reduced for each person individually.

ALL THE BENEFITS OF YOUR PROGRESIV PACKAGE, PLUS

No commission fee for payments in the home country. Free international travel insurance with active credit card.

PROGRESIV

Free of charge

Pay to mobile/e-mail

Pay to account in another bank in the country

(Re)issuance of basic debit card (DINA, MASTERCARD)

Payment by Mastercard® debit card at the seller’s point of sale abroad

SMS notifications about current account outflow /inflow

Cash withdrawal at ATMs of other banks in the country (MASTERCARD)
First 5 cash withdrawals per month no charge. Further cash withdrawals - 200 RSD

Cash withdrawal at ATMs of other banks in the country (DINA)
1.1%; min 25 RSD

Credit card - interest rate
28%

Overdraft - interest rate
26%

UNIQA international travel insurance with active credit card
No

Monthly service fee for RSD account

400 RSD / mo.

OPEN ACCOUNT

RECOMMENDATION

PROGRESIV+

Free of charge

Pay to mobile/e-mail

Pay to account in another bank in the country

(Re)issuance of basic debit card (DINA, MASTERCARD)

Payment by Mastercard® debit card at the seller’s point of sale abroad

SMS notifications about current account outflow /inflow

Cash withdrawal at ATMs of other banks in the country (DINA, MASTERCARD)

Credit card - interest rate
24%

Overdraft - interest rate
26%

UNIQA international travel insurance with active credit card
Yes

*With salary transfer in the amount exceeding RSD 20,000

Monthly service fee for RSD account

400 RSD / mo.

OPEN ACCOUNT

Until 31 December 2022, for all Progresiv+ users, credit card maintenance will be free of charge!

Package details

PROGRESIV PLUS PACKAGE
Payment account in RSD	Monthly service fee	400 RSD
Payment account in EUR and USD	Monthly service fee	50 RSD per currency
E-banking	Monthly service fee	Free of charge
Mobile banking	Monthly service fee	Free of charge
Cashless transfer of cash in dinars in the Republic of Serbia	Pay to mobile/Pay to e-mail	Free of charge
	Pay to mobile/Pay to e-mail – instant payments	Free of charge
	Pay to account in another bank in the country (Orders up to RSD 300.000)	Free of charge
	Pay to account in another bank in the country – instant payments	Free of charge
	Urgent orders (external orders over 300.000 RSD)	0,2% (max 3.000 RSD)
Standing order	Standing order payments outside Mobi Banka	Free of charge
Standing order	Bills on click payment	Free of charge
Issuance of a debit card	(Re)issue basic / additional Dina card	Free of charge
	(Re)issue basic MasterCard	Free of charge
	(Re)issue additional MasterCard	200 RSD
Cash withdrawal by using a payment card	Cash withdrawal at ATMs of other banks in the country by using Dina debit card	Free of charge
Cash withdrawal by using a payment card	Cash withdrawal at ATMs of other banks in the country by using MasterCard debit card	Free of charge
Other services related to payment card use	Cash withdrawal at Mobi Banka ATMs by using payment cards (Dina and MasterCard)	Free of charge
	Payment of cash at Mobi Banka ATMs by using payment cards (Dina and MasterCard)	Free of charge
	Account balance inquiry at Mobbi Banka ATMs (Dina and MasterCard)	50 RSD
	Account balance inquiry at other banks’ ATMs (Dina and MasterCard)	120 RSD
	PIN change at ATMs (Dina and MasterCard)	Free of charge
	Change the PIN in the application (MasterCard)	Free of charge
	Cash withdrawal by using a payment card at ATMs of other banks abroad (MasterCard)	1% (min 400 RSD)
	Cash withdrawal by payment card from post office counters, other banks and POS terminals in the country (Dina and MasterCard)	2% (min 300 RSD)
	Cash withdrawal by payment card from other banks’ counters abroad (MasterCard)	2% (min 300 RSD)
	Payment of cash on the ATM of Mobi Banka by using the payment card (Dina and MasterCard) in RSD	Free of charge
	Payment of cash on the ATM of Mobi Banka by using the payment card (Dina and MasterCard) in EUR	Free of charge
	Inflows from abroad (MasterCard)	3.0%
Payment by debit card abroad	Payment by debit card at the seller’s point of sale or via internet/mobile application (MasterCard)	Free of charge
SMS notifications	Current account outflow message	Free of charge
SMS notifications	Current account inflow message	Free of charge
mCash	Account balance inquiry at Mobi Banka ATMs	Free of charge
mCash	Cash payment and withdrawal at Mobi Banka ATMs	Free of charge

Additional services

PROGRESIV PLUS PACKAGE - ADDITIONAL SERVICES
Other transactions at Bank branch	Cashless transfer of cash in dinars in the Republic of Serbia - Urgent orders (External orders over RSD 300,000)	1,0% (max 10.000 RSD)
	Cashless transfer of cash in dinars in the Republic of Serbia - up to RSD 300,000	250 RSD
	Payment of cash on account by submitting a payment order to accounts outside the bank	1% (min 150 RSD, max 3.000 RSD)
Foreign currency transactions	Cashless transfer of cash in euros from the foreign currency current account in euros (on a payment account abroad)	0.7% (min 2.700 RSD, max 30.000 RSD)

	Cashless transfer of cash in other currencies from the foreign currency current account (on a foreign payment account)	0.7% (min 2.700 RSD, max 30.000 RSD)
	Cashless transfer of cash in euros from the foreign currency current account in euros (to a payment account in the Republic of Serbia)	0.6% (min 2.400 RSD, max 20.000 RSD)
	Cashless transfer of cash in other currencies from the foreign currency current account (to a payment account in the Republic of Serbia)	0.6% (min 2.400 RSD, max 20.000 RSD)
	RSD payment to a non-resident’s account with another domestic bank / foreign currency payment	0.6% (min 2.400 RSD, max 20.000 RSD)
	Cashless transfer of cash under contracts on real estate purchase and sale from buyer’s account into seller’s account with another bank, and life insurance payments	0.6% (min 2.400 RSD, max 20.000 RSD)
	Cashless transfer under contracts on real estate purchase and sale from buyer’s account into seller’s account and life insurance payments within the bank.	0,2% (min 1.000 RSD, max 10.000 RSD)
	Request for cancellation of foreign currency order	1,000 RSD + foreign bank fee
	Remittances – an order for return of inflows from abroad	orders up to EUR 100 - free of charge order from EUR 100 to 50,000 - 3000 RSD orders over EUR 50,000,01 - 6000 RSD pensions under contract with banks - free of charge
	Receiving cash from abroad on a foreign currency current account in EUR	Free of charge for humanitarian aid; 0.50% (min 300 RSD, max 10,000 RSD)
	Receiving cash from abroad on a foreign currency current account in other foreign currencies
	Receiving money from another domestic banks in foreign currency on non-resident current accounts	0,3% (min 300 RSD, max 10.000 RSD)
Other charges	Opening payment account	Free of charge
	Closing payment account	Free of charge
	Issue of account closure certificate	Free of charge
	Transfer of funds to another bank when closing account	Free of charge
	Card replacement (for reason of blockage, change of data, it is damaged, stolen or lost) (Dina and MasterCard)	500 RSD
	Issue of printed bank statements	400 RSD
	Issue of standard certificates at client's request	750 RSD
	Issue of non-standard certificates at client's request	1500 RSD
	Declined transaction for debit card payments abroad	35 RSD
	Unfounded complaint for card transactions	Real expenses
Interest rate for unauthorized overdraft		41.63% on an annual level

The only branch office of Mobi Banka is located at 88 Omladinskih brigada Street, 11000 Belgrade

HOW TO BECOME

PROGRESIV+ USER

Step 1 Become a Progresiv User

If you are not yet a customer of Mobi Banka, you should open a PROGRESIV account.

If you use a STARTER or BASIC account, you can submit a request to switch to PROGRESIV in the web or mobile app.

If you are already a PROGRESIV user, but you still do not receive your salary through Mobi Banka, go to Step 2.

Step 2 Transfer your salary or part of your salary to Mobi Banka

The request for the transfer of your salary or part of your salary should be submitted to the accounting service at your company. All you have to do is provide the number of your current account with Mobi Banka and define in the request the percentage or fixed amount of earnings that you want to receive through Mobi Banka. The number of your account with Mobi Banka can be seen on your debit card, on the Bank's mobile or web app in the My Accounts section or in the Agreement on current account opening and maintenance.

After the recorded payment of the first salary in the amount exceeding RSD 20,000, you automatically become a user of Progresiv+ package and you can enjoy all its benefits the following day.

The benefits of Progresiv+ package will cease to apply if you stop using the Progresiv package and/or fail to receive two monthly salaries* within three months in the amount of at least RSD 20,000 per salary, through your account with Mobi Banka.

*Monthly salary means salary paid into an account with Mobi Banka during one calendar month.

WITH OUR DIGITAL SERVICES,

YOU HAVE A BANK IN YOUR POCKET

Bills on click

mCash

Pre-login balance

Payment via mobile phone or e-mail

Send money abroad

Receive money from abroad

Payments with IPS QR code

FX
online

Tariffs

Payment account transfer

This service is currently available at the Mobi Banka branch, at Omladinskih brigada 88, Airport City, New Belgrade. The branch is open from 9 am to 5 pm on workdays.

Payment account change information (PDF)

Transfer your salary or part of your salary in the minimum amount of RSD 20,000 to Mobi Banka and enjoy the special benefits of Progresiv+, with a monthly fee of RSD 400.

WHY BECOME A PROGRESIV PLUS USER?

Cash withdrawal at ATMs of

all banks in the country without commission.

International travel insurance

A more favorable interest rate

*compared to Starter and Lite account users.

Favorable exchange rate and so much more

Details regarding international travel insurance

The policy usage

What does the package of Uniqa travel insurance allow you?

ALL THE BENEFITS OF YOUR PROGRESIV PACKAGE, PLUS

No commission fee for payments in the home country. Free international travel insurance with active credit card.

PROGRESIV

Pay to mobile/e-mail Pay to account in another bank in the country (Re)issuance of basic debit card (DINA, MASTERCARD) Payment by Mastercard® debit card at the seller’s point of sale abroad SMS notifications about current account outflow /inflow

Cash withdrawal at ATMs of other banks in the country (MASTERCARD) First 5 cash withdrawals per month no charge. Further cash withdrawals - 200 RSD

Cash withdrawal at ATMs of other banks in the country (DINA) 1.1%; min 25 RSD Credit card - interest rate 28% Overdraft - interest rate 26% UNIQA international travel insurance with active credit card No

Monthly service fee for RSD account

RECOMMENDATION

PROGRESIV+

Credit card - interest rate 24% Overdraft - interest rate 26% UNIQA international travel insurance with active credit cardYes

*With salary transfer in the amount exceeding RSD 20,000

Monthly service fee for RSD account

Until 31 December 2022, for all Progresiv+ users, credit card maintenance will be free of charge!

Package details

Monthly service fee

400 RSD

Monthly service fee

50 RSD per currency

Monthly service fee

Free of charge

Monthly service fee

Free of charge

Pay to mobile/Pay to e-mail

Free of charge

Pay to mobile/Pay to e-mail – instant payments

Free of charge

Pay to account in another bank in the country (Orders up to RSD 300.000)

Free of charge

Pay to account in another bank in the country – instant payments

Free of charge

Urgent orders (external orders over 300.000 RSD)

0,2% (max 3.000 RSD)

Standing order payments outside Mobi Banka

Free of charge

Bills on click payment

Free of charge

(Re)issue basic / additional Dina card

Free of charge

(Re)issue basic MasterCard

Free of charge

(Re)issue additional MasterCard

200 RSD

Cash withdrawal at ATMs of other banks in the country by using Dina debit card

Free of charge

Cash withdrawal at ATMs of other banks in the country by using MasterCard debit card

Free of charge

Cash withdrawal at Mobi Banka ATMs by using payment cards (Dina and MasterCard)

Free of charge

Payment of cash at Mobi Banka ATMs by using payment cards (Dina and MasterCard)

Free of charge

Account balance inquiry at Mobbi Banka ATMs (Dina and MasterCard)

50 RSD

Account balance inquiry at other banks’ ATMs (Dina and MasterCard)

120 RSD

PIN change at ATMs (Dina and MasterCard)

Free of charge

Change the PIN in the application (MasterCard)

Free of charge

Cash withdrawal by using a payment card at ATMs of other banks abroad (MasterCard)

1% (min 400 RSD)

Cash withdrawal by payment card from post office counters, other banks and POS terminals in the country (Dina and MasterCard)

2% (min 300 RSD)

Cash withdrawal by payment card from other banks’ counters abroad (MasterCard)

2% (min 300 RSD)

Payment of cash on the ATM of Mobi Banka by using the payment card (Dina and MasterCard) in RSD

Free of charge

Payment of cash on the ATM of Mobi Banka by using the payment card (Dina and MasterCard) in EUR

Free of charge

Inflows from abroad (MasterCard)

Pay to mobile/e-mail

Pay to account in another bank in the country

(Re)issuance of basic debit card (DINA, MASTERCARD)

Payment by Mastercard® debit card at the seller’s point of sale abroad

SMS notifications about current account outflow /inflow

Cash withdrawal at ATMs of other banks in the country (MASTERCARD)
First 5 cash withdrawals per month no charge. Further cash withdrawals - 200 RSD

Cash withdrawal at ATMs of other banks in the country (DINA)
1.1%; min 25 RSD

Credit card - interest rate
28%

Overdraft - interest rate
26%

UNIQA international travel insurance with active credit card
No

Credit card - interest rate
24%

Overdraft - interest rate
26%

UNIQA international travel insurance with active credit card
Yes

Payment by debit card at the seller’s point of sale
or via internet/mobile application (MasterCard)

Cashless transfer of cash in euros from the foreign currency current account in euros
(on a payment account abroad)

Cashless transfer of cash in other currencies from the foreign currency current account
(on a foreign payment account)

Cashless transfer of cash in euros from the foreign currency current account in euros
(to a payment account in the Republic of Serbia)

Cashless transfer of cash in other currencies from the foreign currency current account
(to a payment account in the Republic of Serbia)

orders up to EUR 100 - free of charge
order from EUR 100 to 50,000 - 3000 RSD
orders over EUR 50,000,01 - 6000 RSD
pensions under contract with banks - free of charge

Card replacement
(for reason of blockage, change of data, it is damaged, stolen or lost) (Dina and MasterCard)